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SBI Clerk Salary 2026 – In Hand Pay, Pay Scale & Allowances

Home > SBI Clerk Salary

The State Bank of India (SBI) offers a highly competitive salary package for the post of Junior Associate (Customer Support & Sales). As per the latest pay revision, the SBI Clerk basic pay starts from ₹26,730 (for graduates) and progresses through structured increments up to ₹64,480. In addition to the basic salary, selected candidates are entitled to various allowances and perks. These include DA, HRA, transport allowance, and more, as per the bank's rules. This structure ensures both financial stability and significant career growth for banking aspirants.

The gross salary of an SBI Clerk is approximately ₹46,000, which includes various perks like Dearness Allowance, House Rent Allowance, and Special Allowances. After statutory deductions, the SBI Clerk's salary in hand (net pay) comes to approximately ₹42,327 per month, though this varies slightly based on the city of posting. 

Key points: 

SBI Clerk basic pay starts at ₹26,730 (including two advance increments for graduates) and can reach up to ₹64,480 with regular increments.

The gross monthly salary is around ₹46,000, with an in-hand pay of approximately ₹42,327 (depending on the city of posting).

Employees receive multiple perks like DA, HRA, medical aid, and other allowances, ensuring financial growth.

SBI Clerk Salary 2026: Basic Pay Progression

Stage

Increment Amount

Basic Pay Progression (₹)

Initial Pay (Graduates)

₹26,730

₹24,050 + 2 Advance Increments

Next Stage

₹1,340 (3 Years)

₹24,050 → ₹28,070

Middle Stage

₹1,650 (3 Years)

₹28,070 → ₹33,020

Middle Stage

₹2,000 (4 Years)

₹33,020 → ₹41,020

Later Stage

₹2,340 (7 Years)

₹41,020 → ₹57,400

Final Stage

₹2,680 (1 Year)

₹61,800 → ₹64,480

 

SBI Clerk Salary Structure

In this section, we are providing the salary structure for the post of SBI Clerk (Junior Associate). 


 

Salary Component

Amount (Approx.)

Basic Pay

Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480.

Dearness Allowance (DA)

₹6,168

House Rent Allowance (HRA)

₹2,862

Special Allowance

₹7,083

Transport Allowance

₹850

Special Pay

₹1,200

Gross Salary

₹46,000

Deductions

₹3,673

Net In-Hand Salary

₹42,327

 

SBI Clerk Job Profile

The SBI Clerk, also known as a Junior Associate, is the first point of contact for customers. Responsibilities include:

  • Handling cash deposits and withdrawals.
  • Assisting customers with opening accounts and documentation.
  • Advising on bank products (loans, insurance, etc.).
  • Managing ledger maintenance and data entry.

SBI Clerk Career Growth & Promotion

Designation

Timeline / Criteria

Junior Associate

Initial Entry Level

Senior Assistant

After 10 years of service

Special Assistant

After 20 years of service

Senior Special Assistant

After 30 years of service

Trainee Officer / Scale-I

Via Internal Exams (JAIIB/CAIIB) after 3 years

 

SBI Clerk Allowances and Perks

  • Dearness Allowance (DA): Revised quarterly based on CPI.
  • House Rent Allowance (HRA): Varies based on posting (Metro vs. Rural).
  • Medical Benefits: Reimbursement for self and dependents.
  • New Pension Scheme (NPS): Secure post-retirement benefits.
  • Conveyance Allowance: For travel-related expenses.

 

 

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About the Author

Muskan Sharma Content Writer

A passionate content writer with diverse domain expertise, I bring with me the analytical rigor of a former UPSC and Banking aspirant. Having prepared for exams like SBI PO, Clerk, and other banking and insurance exams, I understand the mindset, challenges, and strategies needed to crack them. My journey from exam halls to content creation is fueled by a deep curiosity and an unquenchable thirst for learning. I believe in growing continuously and exploring new knowledge across fields, making every piece of content both insightful and relatable for aspirants.