LIC AAO Notification 2025

LIC has brought a great opportunity for all the government job aspirants. The candidates who aspire for a better salary along with a stable job in the insurance sector must apply for the upcoming LIC AAO 2025 exams for Generalists role. An overview of the important details related to the LIC AAO Exam is provided below. 

LIC AAO Notification 2025

Life Insurance Corporation of India (LIC) has released a total of 350 vacancies in 2025 (Generalists recruitment) for the post of Assistant Administrative Officers (AAOs). This recruitment has come after a gap of 2 years with attractive salary and perks. The in-hand salary is approximately Rs. 1,06,000 and the gross salary is around Rs. 1,26,000. The last date to apply for this exam along with the Prelims and Mains exam dates are mentioned below. Candidates who are willing to apply for this recruitment exam, must know all details like the selection process, eligibility criteria, qualifying marks, negative marking, syllabus, exam pattern, job profile, salary, and roles and responsibilities which we have provided below. Before starting your preparation for this exam, go through the important details related to the LIC AAO Generalist exam provided here.  

LIC AAO 2025 Important Dates

The LIC AAO exam important dates include exam notification release date, apply online start and end dates, exam dates for Prelims and Mains and Interview, admit card release date, result dates, and provisional merit list out date. Candidates appearing for this exam should be aware of the important dates related to the LIC AAO recruitment 2025.

LIC AAO Vacancies 2025 (for Generalists)

LIC has released a total of 350 vacancies for the Assistant Administrative Officers (AAOs) in the year 2025. The vacancy distribution for various category candidates has been provided below. It includes 140+ vacancies for the unreserved (UR) category candidates. The vacancies have drastically increased this year for the Generalists role. Reservations have been provided to SC, ST, OBC, EWS, and PWBD category candidates. This is a good opportunity for those aspirants who want a permanent government job as an Officer in the Insurance sector of India. Below, a table showcasing the vacancy distribution for LIC AAO 2025 recruitment for different category candidates is provided.

Notes: Candidates 20 times the number of vacancies will be shortlisted for the Mains exam. This means 20*350= 7000 candidates (approximately) will be shortlisted for the LIC AAO Mains exam.

LIC AAO Eligibility Criteria 2025 (for Generalists)

The eligibility criteria includes Nationality, Age limit, and Educational qualification for the LIC AAO Generalist posts. If you want to apply for this recruitment you must be an Indian national. You must hold a bachelor's degree in any discipline from a recognized university or institution. You must be in the age limit of 21 to 30 years as on 1st August 2025. Your date of birth must be between 2nd August 1995 to 1st August 2004 (both days inclusive).

Note: Candidates seeking age relaxation are required to submit copies of necessary certificates at the time of the interview, if shortlisted. No change in the category of any candidate is permitted after registration of online application.

LIC AAO Generalists Selection Procedure 2025

The selection process for the LIC AAO 2025 Generalists consists of Prelims, Mains, and Interview stages. The Prelims stage is of qualifying nature. The candidates who qualify in the Prelims exam reach the Mains stage of the recruitment process and are further called for the Interview. And there is NO negative marking in the LIC AAO 2025 exam, so you should ideally leave no question unattempted to get as many marks as possible. The minimum qualifying marks apply in each section of the Prelims and Mains exam. Also the minimum qualifying marks apply in the Interview as well. Total marks for the Prelims exam is 100 and total marks for the Mains exam is 325 (300- objective section marks, 25- subjective section marks). The subjective section in the LIC AAO Mains exam is of qualifying nature which includes a descriptive test of Essay writing, Report writing, etc. The LIC AAO interview will be of 60 marks total. The detailed exam format for the Prelims, Mains, and Interview is provided below in table format for easy understanding. It consists of section-wise marks, minimum qualifying marks, medium of exam, number of questions, and maximum marks in each section.

LIC AAO Generalist Prelims Exam Pattern

Note:

1. English Language section is qualifying only.
2. There is no negative marking. So you're suggested not to skip any question.
3. Candidates 20 times the number of vacancies will be shortlisted for the Mains exam. This means 20*350= 7000 candidates (approximately) will be shortlisted for the LIC AAO Mains exam.

LIC AAO Generalist Mains Exam Pattern

Note: Descriptive test of English Languagewill be of qualifying natureand the marks thereof will not be counted for ranking

LIC AAO Generalist Interview Details

The interview will be of 60 marks total. You will be asked questions related to financial and Insurance awareness in the Interview. There is a minimum qualifying mark in the interview. The minimum qualifying marks for General and EWS Category Candidates is 30 and reserved category candidates is 27. 

The final merit will be prepared based on the marks obtained in the LIC AAO Mains Exam and the Interview. 

LIC AAO Generalists Salary 2025

The basic pay of the Assistant Administrative Officers in LIC is Rs. 88,635 per month. Including the allowances, the gross salary becomes Rs. 1,26,000. The in-hand salary after the total deductions is Rs. 1,06,000 per month. The Pay scale structure for this post is Rs. 88635- 4385(14)-150025– 4750(4) –169025. According to this pay scale, you get Rs. 4385 per year increment till 14 years. After this you get Rs. 4,750 further annual increments for next 4 years. Thus, after 18 years, your basic pay will be Rs. 1,69,025 per month. 

LIC AAO 2025 Service Condition, Probation Period and Guarantee Bond

Successful candidates in LIC LIC AAO exam 2025 will be called for the training and after training they will be posted outside their home zones. That means you will not be able to change your posting location till 5 years. The Probation period is 1 year and it may be extended after the assessment of the candidates. The candidates have to sign an indemnity bond of 4 years and if you want to leave before completing the service of 4 years from the date of joining, you will have to pay Rs. 5 lakh to the corporation. 

LIC AAO Application Fee 2025

The Online Application fees for the LIC AAO 2025 for all posts is Rs. 85 for the SC/ST/PwBD candidates and Rs. 700 for the other category candidates. This fees is to be paid while applying online for the exam in online mode only.

LIC AAO 2025 Job Profile and Responsibilities

The Assistant Administrative Officer Job Profile includes the Administrative tasks and Customer Facing tasks. The duties of LIC AAO includes policy management, coordination with other departments, and customer issues handling. They also sometimes negotiate with the customers, issue claims and process them. The responsibilities of the LIC AAO includes the interaction, supervision, inspection, underwriting, and handling databases.

• Policy Management
• Customer Issues Handling
• Negotiating with customers
• Inspection of current policies
• Supervision of Junior staffs
• Reporting to Senior Staff
• Database handling
• Claims Processing
• Recruiting and Training the Agents
• Inter-departmental coordination

LIC AAO Generalists Cut-off 2025

The cut-offs for the year 2025 will be decided in the LIC AAO Result 2025. The result will be released weeks after the exam is conducted. The Previous year cut-offs of the LIC AAO are provided below. The candidates appearing for the exam this year should know the previous year cut off of LIC AAO 2023 exam. Final cut-offs of LIC AAO 2023 exam for each category are given below along with the sectional cut-offs category wise. 

LIC AAO Section-wise Cut-Off 2023- Prelims

LIC AAO Overall Cut Off 2023- Prelims

LIC AAO Section-wise Cut-offs- Mains 2023

LIC AAO Overall Cut-offs- Mains 2023

LIC AAO Cut-offs- Final 2023